Bad Faith Disputes Over Car Insurance Claims Affect Pawley’s Island Residents
Most laws involving various types of insurance, from life to car insurance, is state-specific. However, all insurance companies are held to a “good faith” standard, in that they will cover those who purchase their insurance and they will not frivolously deny the claim. If an insurance company refuses to pay out a claim that is within the terms of their insurance, or negotiates unfairly, you as the insured can file a bad faith insurance claim against the insurer.
Types of bad faith involving car insurance and other insurance companies includes:
- Denying a claim that is covered under the insurance policy;
- Failing to investigate a claim;
- Delaying payment of an insurance claim;
- Paying out on only part of a claim; and/or
- Failing to make a good faith offer of settlement
South Carolina Bad Faith Disputes with Car Insurance Companies
Car insurance companies can act in bad faith when one of their insured drivers is involved in a car accident. Vehicle accidents can be devastating, and if you suffered injury after a wreck, you cannot wait long for insurance money to help you pay hospital fees or supplement lost wages.
The car insurance company should offer you reimbursement for the loss of use while your vehicle is being repaired. If your vehicle is found to be a total loss, you are entitled to the fair market value of your vehicle prior to the collision. Your vehicle should be repaired at no cost to you if it can be repaired. Car insurance companies that act otherwise are acting in bad faith.
I Have Been In A Car Accident And My Insurance Company Is Acting in Bad Faith
If your insurance company is acting in bad faith after you suffered a car accident, you should contact a South Carolina bad faith insurance dispute attorney immediately. You could be entitled not just to the amount of money the insurance company owes you, but attorneys’ fees and financial compensation for pain and suffering. Contact the attorneys at the Strom Law Firm today for a free consultation to discuss your bad faith insurance dispute today. 803.252.4800