Kershaw County Homeowners Suffer Bad Faith Insurance Claims
If you purchase a home, you want to take care of it. You make repairs when needed, and improvements to make the house a great home for you and your family. However, sometimes damages can happen, including flooding, broken pipes, hail or snow damage, burglary, fires, and on the South Carolina coast, hurricanes. You need to know you can trust your insurance when your home suffers damage, but what happens if your homeowners insurance acts in bad faith, and refuses to pay a claim?
While many “acts of God” are not necessarily covered by your homeowners insurance, your insurance company should compensate you for any damages or losses that are covered. However, some insurance companies act in bad faith, and either refuse to pay or pay less than the insurance contract states.
South Carolina Bad Faith Insurance Disputes with Homeowners Insurance Companies
If you own a home in South Carolina, you need to know that you can trust your homesowners insurance and that they will not act in bad faith. Some policy claims land in gray areas, but your insurance company should still negotiate fairly with you, the insured.
Common disputes that can lead to bad faith insurance disputes include:
- Rain and Hail Damage;
- Wind Damage;
- Water Damage and Flooding;
- Fire; and/or
I Filed A Claim with My Homeowners Insurance but Their Negotiations are in Bad Faith
If your homesowners insurance has repeatedly refused a claim or refuses to negotiate fairly with you to compensate you for structural damage or theft losses, you may have a bad faith insurance claim. You could be eligible not only for the insurance money, but more for emotional pain and suffering, as well as attorneys’ fees. The South Carolina bad faith insurance dispute attorneys at the Strom Law Firm can help. We offer free consultations to discuss your bad faith insurance experience, so contact us today. 803.252.4800