Bad Faith Insurance Disputes Over Life Insurance

Residents in Union Suffer Bad Faith Insurance Disputes Over Life Insurance

Bad Faith Insurance Disputes Over Life InsuranceA loved one has just passed away, and you are distraught. Along with your emotional turmoil, you and your family must also help deal with closing the loved one’s estate. This includes filing life insurance claims, and everyone wants those to go as smoothly as possible so they can move on with their grieving process. However, sometimes even life insurance companies act in bad faith, and refuse to pay claims. This can make the estate closing process more emotionally difficult than necessary.

Reasons why a life insurance company may dispute a claim can include:

  • Breach of contract on part of the insurance company;
  • Bad faith on part of the insurance company;
  • Disputes among beneficiaries;
  • Undisclosed preexisting injury;
  • Improper claim application;
  • Long-term illness or suicide;
  • Failing to complete a change in beneficiary according to the policy’s provisions;
  • Distribution of proceeds by a third party without the written consent of the surviving spouse;
  • Whether the policyholder was competent when the beneficiaries were designated;
  • Whether an accident was the true cause of death

South Carolina Life Insurance Beneficiaries Need Bad Faith Claims Resolved

If your life insurance company refuses to pay a claim or disputes the cause of death, you could feel lost and alone.To help prove bad faith insurance claims in South Carolina, you must establish that:

  • The insurance company failed to honor the policy;
  • The insurance company had no reasonable cause to not pay the amount due

My Loved One’s Life Insurance Company Is Acting In Bad Faith About a Claim

If you filed a life insurance claim after a loved one has passed away, you want everything to go smoothly so that you can focus on grieving and not on legal details. Unfortunately, some insurance companies may act in bad faith. If you believe that a life insurance company is not negotiating with you fairly or has denied the claim for no reason, you may have a bad faith insurance claim. The South Carolina bad faith insurance dispute attorneys at the Strom Law Firm offer free consultations to discuss the facts of your case, so contact us today. 803.252.4800

Bad Faith Disputes Over Car Insurance Claims

Bad Faith Disputes Over Car Insurance Claims Affect Pawley’s Island Residents

Bad Faith Disputes Over Car Insurance ClaimsMost laws involving various types of insurance, from life to car insurance, is state-specific. However, all insurance companies are held to a “good faith” standard, in that they will cover those who purchase their insurance and they will not frivolously deny the claim. If an insurance company refuses to pay out a claim that is within the terms of their insurance, or negotiates unfairly, you as the insured can file a bad faith insurance claim against the insurer.

Types of bad faith involving car insurance and other insurance companies includes:

  • Denying a claim that is covered under the insurance policy;
  • Failing to investigate a claim;
  • Delaying payment of an insurance claim;
  • Paying out on only part of a claim; and/or
  • Failing to make a good faith offer of settlement

South Carolina Bad Faith Disputes with Car Insurance Companies

Car insurance companies can act in bad faith when one of their insured drivers is involved in a car accident. Vehicle accidents can be devastating, and if you suffered injury after a wreck, you cannot wait long for insurance money to help you pay hospital fees or supplement lost wages.

The car insurance company should offer you reimbursement for the loss of use while your vehicle is being repaired. If your vehicle is found to be a total loss, you are entitled to the fair market value of your vehicle prior to the collision. Your vehicle should be repaired at no cost to you if it can be repaired. Car insurance companies that act otherwise are acting in bad faith.

I Have Been In A Car Accident And My Insurance Company Is Acting in Bad Faith

If your insurance company is acting in bad faith after you suffered a car accident, you should contact a South Carolina bad faith insurance dispute attorney immediately. You could be entitled not just to the amount of money the insurance company owes you, but attorneys’ fees and financial compensation for pain and suffering. Contact the attorneys at the Strom Law Firm today for a free consultation to discuss your bad faith insurance dispute today. 803.252.4800

Bad Faith Insurance Claims

Kershaw County Homeowners Suffer Bad Faith Insurance Claims

Bad Faith Insurance ClaimsIf you purchase a home, you want to take care of it. You make repairs when needed, and improvements to make the house a great home for you and your family. However, sometimes damages can happen, including flooding, broken pipes, hail or snow damage, burglary, fires, and on the South Carolina coast, hurricanes. You need to know you can trust your insurance when your home suffers damage, but what happens if your homeowners insurance acts in bad faith, and refuses to pay a claim?

While many “acts of God” are not necessarily covered by your homeowners insurance, your insurance company should compensate you for any damages or losses that are covered. However, some insurance companies act in bad faith, and either refuse to pay or pay less than the insurance contract states.

South Carolina Bad Faith Insurance Disputes with Homeowners Insurance Companies

If you own a home in South Carolina, you need to know that you can trust your homesowners insurance and that they will not act in bad faith. Some policy claims land in gray areas, but your insurance company should still negotiate fairly with you, the insured.

Common disputes that can lead to bad faith insurance disputes include:

  • Rain and Hail Damage;
  • Wind Damage;
  • Water Damage and Flooding;
  • Landslides;
  • Fire; and/or
  • Theft

I Filed A Claim with My Homeowners Insurance but Their Negotiations are in Bad Faith

If your homesowners insurance has repeatedly refused a claim or refuses to negotiate fairly with you to compensate you for structural damage or theft losses, you may have a bad faith insurance claim. You could be eligible not only for the insurance money, but more for emotional pain and suffering, as well as attorneys’ fees. The South Carolina bad faith insurance dispute attorneys at the Strom Law Firm can help. We offer free consultations to discuss your bad faith insurance experience, so contact us today. 803.252.4800